Banking
 
 
     
• Totally Free Checking
No monthly service charges and no minimum balance.
Plus FREE first order of wallet-stly checks .
• Next DAy Avaailability on Deposited Checks
• 7 Day Branch Banking
• Free coin counting
• No fee ATM / Visa Check Card
• FREE 24 Hour Bank-By-Phone - 800-YES-2000
• 300 FREE Business Checks when you open a new buisiness checking account
   

Mortgages
• Low rates with no points
• Up to 80% financing
• 15 year fixed rate mortgage
• 1 year adjustable rate mortgage for 10-30 years
• Refinancing program
• No points
• No prepayment penalty
• Convenient repayment through automatic transfer from savings or checking
• Mini Home Equity Loans available on amounts of $50,001 to $150,000
• Home equity Lines of Credit from $25,000 to $150,000

Free Checking
• No Minimum balance
• No fee per check
• No Monthly Fee
• Unlimited Check Writing

MasterCard Program
• No Annual fee with just 3 uses per year
• Low fixed rate for classic and gold cards
• No late or cash advance fees
• Scorecard bonus points for gifts and travel

Vehicle Loans
• New and Used vehicles
• Refinancing program
• Easy application: on-line, phone, mail, fax or in person
• Quick Processing - same or next business day in most cases
• Worry free payments - loan payments can be transferred automatically from savings or checking
• Bonus points can be earned on classic or gold MasterCard and applied towards a cash rebate on your next Sperry vehicle.
• MAPS - Member Auto Payment Saver . This is a vehicle financing alternative to leasing in which the monthly payments are lower and the member owns the car.